Transactions through UPI are increasing manifold day by day across the country. Considering this, various security features and many changes are being made from time to time to facilitate the access of users. In that regard, only one change has been brought now. From now on, whether it is Rs. 100 or Rs. 500 from a bank account through UPI, new rules will be followed. You can see the full details about this in this post. That is, it has been stated that these rules will apply not only to all payment processors like google pay (GPay), PhonePe, and paytm but also to banks that send money and banks that receive money. Accordingly, UPI Transactions Response Time has now been changed.
So, now, you can send money faster than before. That is, when you transfer money from your bank account through UPI apps, the National Payments Corporation of india (NPCI) has set a time limit for how long the transaction should be completed. Before june 16, it took 30 seconds to send and receive money through UPI apps. But now this time has been reduced to 15 seconds. Thus, now you can send money to others very quickly through the UPI app. At the same time, the response timing for performing a transaction status check through UPI apps after receiving or sending money was earlier 30 seconds. But it has been reduced to 10 seconds from today. Similarly, if the money is reversed after sending due to a technical glitch, the time for the amount to be returned to you was 30 seconds. But this has also been reduced to 10 seconds now.

Therefore, the reversed amount will also be sent back to your account at high speed. Also, when sending or collecting money through UPI apps, instead of using a mobile number, the time taken to verify it through account number, IFSC code, etc., which was 15 seconds, has now been reduced to 10 seconds. Similarly, new UPI rules will come into effect from august 1. This will also come on a limit basis. Balance verification is to be done 50 times in 24 hours. Therefore, a UPI app can only check the balance 50 times in a day. Many such rules will come into effect from August. This is said to reduce technical glitches during UPI payments and transactions can be made without any hindrance.

Also, to further improve the use of wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital transactions, NPCI (National Payments Corporation of India) has officially announced the peak hours for UPI transactions. Accordingly, it will be from 10:00 am to 1:00 pm and from 5:00 pm to 9:30 pm. Since the transaction volumes are high during these hours, NPCI has issued an order that all banks and payment platforms should implement these new measures by July 31, 2025.
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Sowmiya Sriram

16/06/2025 07:00 PM