The festive season in India is here! Starting with Ganesh Chaturthi, the next few months bring Navratri, Durga Puja, diwali, Bhai Dooj, Chhath, Christmas, and New Year.
This period is synonymous with shopping, dining out, gifting, and travel. Using the right credit card can help you enjoy these festivities while saving big. Here are five credit cards that can help you make the most of your festive spending:
1. hdfc Millennia Credit Card – Best for Online Shopping
If you love online shopping during festivals, the HDFC Millennia Credit Card is your go-to.
Cashback on e-commerce purchases, dining, and online payments
Instant discounts and deals from online retailers
Helps cut down overall expenses while shopping for gifts, clothes, and essentials
This card ensures you get value for every rupee spent online during the festive rush.
2. sbi Card Prime – Ideal for lifestyle & Travel
For those planning family outings, holiday trips, or lifestyle purchases, the SBI Card Prime is perfect.
Reward points on food and grocery items
E-gift vouchers for popular brands
Complimentary lounge access at airports
Whether it’s shopping for diwali gifts or enjoying a festive meal out, this card maximizes rewards on lifestyle and travel expenses.
3. ICICI amazon Pay Credit Card – Perfect for amazon Shoppers
For frequent Amazon users, the ICICI amazon Pay Credit Card makes festive shopping even more rewarding.
Extra reward points on all amazon purchases
Cashback on payments at over 100 partner merchants
Culinary Treats program to earn cashback on dining
Whether you are buying gifts online or enjoying a festive meal, this card helps you save on both shopping and eating out.
4. Axis bank ACE Credit Card – Best for Utility & Dining Savings
The Axis bank ACE Credit Card is a versatile card that covers online, utility, and dining expenses.
Cashback on bill payments like electricity, mobile, and other utilities
Cashback redeemable on subsequent purchases
Complimentary airport lounge access during holiday travels
Savings on dining at over 4,000 restaurants across India
This card is perfect for managing day-to-day festive expenses while enjoying additional perks on travel and dining.
5. hdfc Regalia Credit Card – For Premium Shoppers & Travellers
For high-spending shoppers and frequent travelers, the HDFC Regalia Credit Card is unmatched.
Complimentary airport lounge access
Reward points on every purchase
Ideal for shopping, gifting, and holiday travel
This card ensures that your festive shopping and travel experiences are more rewarding, making it a premium choice for affluent users.
Final Tips to Maximize Festive Savings
Keep multiple cards in your wallet to leverage different cashback and rewards across categories.
Pay attention to partner merchant offers and seasonal discounts.
Track your reward points and redemption options regularly to avoid missing out.
Plan online and offline shopping strategically to maximize benefits from each card.
With the right credit card in hand, you can shop, travel, and dine smartly this festive season while saving money and earning rewards.
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