Formula to Convert 5000 Rupees to 20 Lakh Rupees.. ?
Formula to Convert 5000 Rupees to 20 Lakh Rupees..!? We saw people from all over the world welcome and celebrate the New Year in their own style. But, for some, the situation has not changed even after years have passed. Whatever kind of economic crisis troubled us in 2023, they will face similar problems in 2022. If this situation is to change, it will require planned savings and investment. With this, not only the 50,000 rupees salary earner but also the 20,000 rupees salary earner can have peace of mind without any shortage of money.How to improve your financial status? Learn today how you can improve your financial position in the New Year with just one decision of yours. In reality, human desires are never automatically fulfilled. But to fulfill desires, decisions have to be made. If you want to overcome a financial crisis, you need to think differently. First, maintain a balance between income and expenditure. This does not necessarily mean that the income is very high. You can start with the income you have. Time is wasted by delaying, and the past never comes back. So, prioritize savings (Investment Tips) in the New Year and focus on other things after that. Wondering how this is possible? Now suppose your salary or income is Rs 20 thousand. If you somehow manage to meet your housing expenses, how will you save next year? This may be your question. Make sure your salary is Rs.18000, not Rs.20k. As soon as you get your salary, set aside Rs 2,000 for investment or make an immediate SIP in a mutual fund. It is surprisingly profitable.Start with 10 percent initially: Cover all expenses within Rs.18 thousand with remaining Rs.2000 savings. Control unnecessary expenses and you will easily save Rs 2,000 every month. Make a list of what you spend in a month. In that, even if you don't buy some items, decide which items will make the house easier to run. Then cross it off the list and try to buy the rest of the month's items together. You will have some problems in the first 6 months, but by the end of 2024, you will have the principal amount of Rs.24 thousand as a deposit and at least 12 percent interest in your account. At the same time, the salary of working people increases every year. Increase the amount of investment along with a salary increase. As you increase the amount of investment every year, you will look forward to the new year. Because the investment amount plus interest compounded into a larger fund year after year. After 5 years you will have saved around Rs 2 lakh. Due to this, you will get some financial relief. Start a savings habit with 10 percent of your income: But as you gradually develop saving habits, your financial situation will change in 10 years. Investment funds can become a big support. This money can be used in times of crisis. So, if you want to stay out of trouble, start saving from the New Year. Start with 10 percent of income. But if it is gradually increased to 30 percent, there will be no need to reach out to anyone.5000 per month investment: Apart from this, if the salary is between Rs.30 to 40 thousand per month, SIP can be started at Rs.5000 per month and can be increased by 10 percent as the annual income increases. 16,87,163 in just 10 years at just 12 percent simple interest. But, in general mutual funds, returns are around 15 percent. If you get 15 percent interest, you have about 20 lakh rupees in your hands. Some argue that income is now low and spending is high, especially when it comes to savings. So, when the income increases, let's save some money and invest it. But believe me, don't wait for your income to increase, start saving as much as you can. It is noteworthy that there are many people today without even a single penny in the name of saving for years.
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