The Ayushman Card is part of the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM‑JAY) — a national health insurance scheme that gives eligible families up to ₹5 lakh per year in cashless and paperless treatment at empaneled hospitals across India. And now you can create your card from home using the official Ayushman App!
📌 1. Who Can Get an Ayushman Card? (Eligibility)
Before applying, you must check if you qualify for the scheme. In general, the Ayushman Card is meant for economically vulnerable and lower‑income households, including:
✅ Eligible Groups
People from low‑income families based on government criteria (e.g., SECC data).
Families under BPL (Below Poverty Line), or in vulnerable occupational groups (like street vendors, labourers).
SC/ST and marginalised communities.
Senior citizens, especially those above 70 years (in many states with additional benefits).
People with no regular income earner at home or in vulnerable housing conditions.
👉 If you’re not sure you’re eligible, the Ayushman App or the official portal lets you check your eligibility using your mobile number, Aadhaar or ration card before applying.
📲 2. What You Need to Apply from Home
To complete the process using the Ayushman App, keep these handy:
✔️ Smartphone with Ayushman App installed
✔️ Aadhaar card linked to your mobile number (for OTP verification)
✔️ Mobile number for OTP login and verification
✔️ Photo and basic personal details
✔️ Ration card or other ID (optional/helps eligibility check)
No fee is charged when you apply through the official app — it’s free and digital.
📝 3. Step‑by‑Step: Apply for Ayushman Card on the App
Here’s how to do it from your home:
Download the Ayushman App from google Play Store or App Store.
Open the app & log in with your mobile number. Get an OTP and verify.
Tap “Check Eligibility” and enter your Aadhaar or ration card details to see if you qualify.
Fill in personal details, upload your photo and complete the e‑KYC.
If eligible, the app will generate your Ayushman Card.
You can download or save the card as a PDF/image on your phone for use at hospitals.
💡 If you don’t have a smartphone or face difficulties with the app, you can also visit a Common service Center (CSC) or Vasudha Kendra with Aadhaar or ration card and ask an operator to help you apply.
💡 4. What You Get with the Ayushman Card
Once your card is successfully generated:
✅ You and your eligible family members can receive cashless treatment up to ₹5 lakh/year.
✅ Treatment is available at government and empaneled private hospitals nationwide.
✅ Procedures covered include surgeries, diagnostics, ICU care, and more as per PM‑JAY rules.
🧠 Quick Tip: Check Your Name in the Beneficiary List
If you’re already eligible, your name might already be listed in the official database — the Ayushman App lets you check that too before applying.
✅ Bottom Line
You can make your Ayushman Card from home using the official Ayushman App — no need to stand in queues or visit an office. Just check your eligibility online, complete the OTP‑based verification, and generate your card digitally.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
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