The State bank of india (SBI) has issued a strong alert for its users, especially those using the YONO sbi App, warning about a rising wave of cyber fraud where scammers are targeting customers to steal money and banking data.

These scams are spreading through fake SMS, whatsapp messages, emails, and APK download links.

⚠️ What Is the Scam?

Fraudsters are sending messages that:

Your yono account will be blocked

Your KYC/Aadhaar must be updated urgently

You will lose access unless you click a link

👉 These messages look official but are completely fake.

Once users click:

They are taken to fake websites

Or asked to install malicious apps (APK files)

These apps allow hackers to:

Steal login credentials

Capture OTPs

Access bank accounts

Transfer money silently

💣 How Scammers Are Draining Accounts

🔴 Step-by-step fraud method:

Send urgent message (“YONO will be blocked”)

Push user to click link or install APK

Malware gets installed on phone

OTPs and passwords are stolen

Money is transferred without user knowledge

👉 Even one click can compromise your entire account.

🏦 What sbi Has Clearly Said

SBI has warned that:

❌ They NEVER:

Ask users to install APK files

Request passwords, PIN, or OTP via messages

Send KYC links on WhatsApp/SMS

👉 All official updates are only through:

Official sbi website

Official app stores

Branch communication

📵 Common Fake Messages Used by Scammers

“Your yono app will be blocked today”

“Update Aadhaar immediately or account will freeze”

“Click here to receive reward/refund”

“Install this app for security update”

👉 These are designed to create panic so users act without thinking.

🛡️ How to Stay Safe

✔ Follow these rules:

Never click unknown links

Never install APK files from messages

Only download apps from Play Store / App Store

Verify all alerts directly on sbi official portal

✔ If suspicious:

Ignore and delete message

Report to sbi phishing email: report.phishing@sbi.co.in

Call cyber helpline 1930

🧠 Simple Safety Rule

👉 “If a message creates urgency + asks for clicking link = it is likely a scam.”

📌 Final Summary

SBI is warning yono users about active phishing scams

Fraudsters are using fake KYC/Aadhaar update messages

Clicking links or installing APK files can empty your bank account

SBI NEVER asks for sensitive details through messages

Awareness is the best protection

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.