If you haven’t linked your PAN and Aadhaar yet, the clock is ticking. The last date is december 31, 2025. Here’s everything you need to know to avoid penalties.

🔹 1. Why Linking PAN and Aadhaar is Crucial

· Mandatory by law: The Income Tax Department requires PAN to be linked with Aadhaar.

· Non-linking consequences: PAN will become inoperative, affecting:

o Filing income tax returns

o Financial transactions above specified limits

o Opening bank accounts, investments, or credit cards

🔹 2. Who Needs to Link PAN and Aadhaar?

· All Indian citizens holding a PAN and Aadhaar.

· Even if your PAN was issued earlier, it must be linked before december 31, 2025.

· Individuals without an Aadhaar number should apply for Aadhaar immediately.

🔹 3. How to Link PAN with Aadhaar Online

Step 1: Visit the official Income Tax e-filing portal: https://www.incometax.gov.in
Step 2: Click on “Link Aadhaar” under Quick Links.
Step 3: Enter your:

· PAN number

· Aadhaar number

· Name as per Aadhaar

· Captcha code
Step 4: Click “Link Aadhaar”

· A confirmation message will appear once linking is successful.

🔹 4. Link PAN via SMS (Alternative Method)

· You can also link your PAN and Aadhaar via SMS:

Send SMS to 567678 or 56161:

UIDPAN<12-digit Aadhaar><10-digit PAN>

🔹 5. Important Points to Remember

· Names on PAN and Aadhaar must match exactly.

· Minor discrepancies can be corrected online in PAN or Aadhaar portal.

· Linking is free of charge.

🔹 6. Deadline Alert

· Last date: december 31, 2025

· PAN not linked by this date will be deactivated, which can block:

o Filing ITR

o High-value transactions

o Investment in mutual funds and other financial services

Pro Tip: Link your PAN-Aadhaar immediately to avoid last-minute hassles and ensure uninterrupted access to financial services.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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