A bizarre incident at a delhi car showroom has raised important questions about insurance coverage. A woman, performing a traditional ritual with her brand-new mahindra Thar, accidentally lost control and caused damage to the vehicle.
1. What Happened?
· The accident occurred immediately after delivery of the mahindra Thar.
· While performing a customary ritual, the driver accidentally hit a showroom fixture, causing noticeable damage.
· This raises concerns about insurance coverage for new cars before they are driven on public roads.
2. Insurance Coverage for Showroom Accidents
· Most comprehensive car insurance policies cover accidental damage from the moment the policy is active.
· Key points to check:
o Policy start date: Should be effective from the day of delivery.
o Type of coverage: Comprehensive insurance covers accidents, natural calamities, and theft, while third-party insurance only covers damage to others.
o Dealer involvement: Many showrooms coordinate insurance claims for new vehicles to assist buyers.
3. Steps to Take After a Showroom Accident
1. Inform the dealership immediately about the incident
2. Notify your insurance company and provide photos of the damage
3. File a claim and submit documents like delivery invoice and insurance certificate
4. Assessment by the insurer to determine the repair costs
4. Role of the Dealership
· Dealerships often mediate between the buyer and insurance provider.
· Some showrooms offer temporary replacement vehicles while repairs are processed.
· They may also verify if the accident occurred before delivery completion, which can influence the claim.
5. Key Takeaways for New car Buyers
· Always ensure insurance is active from the delivery date.
· Check if your policy includes comprehensive coverage for showroom and home driveway accidents.
· Take delivery-day photos of the car to avoid disputes in case of pre-existing damage.
· Understand what is and isn’t covered under your insurance policy.
6. Conclusion
A showroom accident with a brand-new car can be stressful, but with proper insurance and timely reporting, financial losses can be minimized. Buyers should always verify policy details and ensure comprehensive coverage is in place before taking delivery.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk..jpg)
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