Smartphones make life convenient, but hidden malware is now putting millions of users in india at financial risk. Here’s what you need to know:

1. How Hackers Target You

  • Hackers send fake emails or SMS posing as banks, courier companies, or government agencies.
  • Clicking these links can install malware or open fake login pages.
  • Malware can run in the background, stealing your banking credentials without your knowledge.

2. How the Scam Works

  • Fake login screens appear over legitimate banking apps.
  • When you enter your user ID, password, or MPIN, it goes directly to hackers.
  • Money can be transferred or spent online without your consent.

3. Top Tips to Protect Yourself

  • Avoid unknown links: Don’t click links from unknown emails, SMS, or whatsapp messages.
  • Use official app stores only: Download apps from google Play Store or apple App Store.
  • Keep devices updated: Regularly update your OS, apps, and banking applications.
  • Check app permissions: Be cautious before granting SMS reading or accessibility access.
  • Install antivirus software: Trusted anti-malware apps add an extra layer of security.

4. What to Do if You’re Affected

  • Contact your bank immediately to freeze or block accounts.
  • Report the fraud online: Use the National Cyber Crime Reporting Portal.
  • Call the helpline: National Cyber Crime Helpline is available at 1930.
  • File an FIR at your local police station—cybercrime reporting is your legal right.

5. Key Takeaway

Hidden malware can silently compromise your banking information. Stay vigilant, download apps only from trusted sources, and report suspicious activity immediately to protect your money.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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Kokila Chokkanathan

09/09/2025 11:29 AM