With the rise of wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital payments, credit and debit cards have become essential tools for shopping, bill payments, and online transactions. While these cards offer benefits such as reward points, cashbacks, and interest-free periods, they also attract fraudsters. Practicing safe habits is crucial to protect your financial information.
5 Habits to Keep Your Credit Card Secure
Regularly Monitor Transactions
Check your card statements or app notifications daily.
Report any unauthorized or suspicious transactions immediately to your bank.
Enable Two-Factor Authentication (2FA)
Use OTP verification and bank app alerts for online payments.
This adds an extra layer of security beyond just the card number.
Avoid Storing Card Details Online
Refrain from saving card details on e-commerce or subscription platforms.
If stored, ensure the platform uses secure payment gateways.
Use Strong Passwords and PINs
Never use easily guessable PINs like birthdays or sequential numbers.
Change passwords regularly for online banking apps.
Beware of Phishing and Spam Calls
Do not share card numbers, CVV, or OTP with anyone over phone/email.
Verify websites and links before making payments.
Additional Tips
- Use virtual or disposable cards for online shopping.
- Set transaction limits and alerts for extra security.
- Contact your bank immediately if your card is lost or stolen.
Practicing these simple habits ensures that your card remains secure while you enjoy the convenience and benefits of wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital transactions.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
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