Changing jobs? One of the most important financial tasks is transferring your Provident Fund (PF) account from your old employer to the new one. Here’s a step-by-step guide to make the process simple and hassle-free.
1. Why Transferring PF is Important
When you switch jobs, you may get a new PF account with the new company, even if you already have a UAN (Universal Account Number).
- Multiple member IDs can make it difficult to track your total PF balance and earned interest
- Transferring PF consolidates all accounts under one UAN
- Helps in easier management and faster withdrawals at retirement
2. What You Need to Transfer PF
Before starting the transfer, make sure you have:
- UAN number (mandatory)
- Aadhaar card, PAN card, and bank account details, linked to your UAN
- Old and new PF account numbers and establishment numbers
- Form 13 (transfer claim form)
- Active mobile number linked to your UAN
- Updated KYC (Aadhaar, bank details) approved by your company
Important: Only one transfer request is allowed per member ID.
3. Step-by-Step Online PF Transfer
You can transfer PF directly from your mobile by logging in to the EPFO portal:
1. Go to the EPFO official website and log in with your UAN and password
2. Click on Online Services → One Member-One EPF Account (Transfer Request)
3. Verify your personal details
4. Enter the details of your old and new employers
5. Click on Get Details to fetch your old PF account information
6. Choose the employer (old or new) with digital signature (DSC) to approve the claim
7. Enter member ID or UAN if prompted
8. Click Get OTP, enter the OTP received on your registered mobile number, and submit
Once submitted, your transfer request will be processed. Typically, it takes a few days to a few weeks for the PF to reflect in your new account.
4. Tips for Smooth PF Transfer
- Ensure Aadhaar, bank details, and KYC are updated before initiating the request
- Use official EPFO portal or UMANG app for security
- Keep your old employer informed to avoid delays
- Track the transfer status online regularly
✅ Bottom Line
Transferring your PF is crucial for consolidating retirement savings and avoiding multiple accounts. With the EPFO’s online facility, you can do this quickly and securely from your mobile, ensuring your PF funds move seamlessly to your new employer’s account.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
.jpg)
click and follow Indiaherald WhatsApp channel