🔥 “THE lic STORM: WHY india IS ASKING IF THE COUNTRY’S BIGGEST INSURER IS SERVING POLICYHOLDERS — OR corporate TITANS.”
THE QUESTION india CAN’T IGNORE ANYMORE
lic isn’t a private company.
It isn’t a political tool.
It isn’t a billionaire’s personal investment arm.
It is the life savings of 30 crore indians — every policy, every pension, every premium.
So when data and reports show a pattern where one of India’s most trusted public financial institutions appears far more generous toward certain corporate groups, the country has every right to ask:
Is lic protecting the people’s money — or prioritizing a select few?
This is not an allegation of wrongdoing.
It is a call for clarity, transparency, and accountability — because the numbers raise eyebrows across the nation.
1. THE PATTERN THAT TRIGGERED THE FIRESTORM
351 approvals out of 368 proposals linked to one corporate group — and near-universal approvals for another.
Reports indicate the following pattern since FY23:
Adani Group:
368 proposals were put before the LIC
351 approved
17 abstained
0 rejections
Reliance Group:
All proposals approved, none rejected
Meanwhile —
Bajaj Group:
Some proposals were rejected or abstained
TVS Group:
Similar rejections/abstentions
This doesn’t automatically imply bias or wrongdoing.
But the contrast is what alarms the public.
Why the extraordinary acceptance rate for a few groups?
Why stricter scrutiny for others?
When patterns look this disproportionate, they demand explanation — not silence.
2. A PUBLIC INSTITUTION MUST NEVER APPEAR PARTIAL
Even the perception of imbalance breaks trust.
lic isn’t investing its own money.
It is investing:
The retirement plans of teachers
The savings of clerks
The security of farmers
The financial backbone of millions of families
A public institution cannot afford even the appearance of favoritism.
people don’t expect lic to reject every proposal — they expect consistency, due diligence, and equal treatment across the corporate spectrum.
When voting patterns seem heavily tilted toward two of India’s biggest business houses, it is natural for citizens to ask:
Are decisions being driven purely by merit and policyholder interest?
3. THE MARKET-CAP SLIP THAT MAKES THE QUESTIONS LOUDER
LIC is listed at ₹6 trillion. Today? About ₹5.66 trillion.
LIC’s IPO on May 17, 2022, was historic.
India’s biggest.
A valuation of ₹6 trillion.
Fast forward to November 28, 2025 — the market cap stands around ₹5.66 trillion.
That’s not a collapse — but it is a slide.
A slide that young investors, policyholders, and analysts scrutinize as they examine LIC’s investment judgments.
When valuation dips and controversial investment patterns emerge in the same timeline, public doubt grows sharper.
4. THE CORE ISSUE: IS PUBLIC MONEY BEING RISKED FOR PRIVATE STRATEGIES?
This is not about one corporate group — it’s about the safety of 30 crore Indians’ savings.
Critics, analysts, and ordinary citizens are raising concerns like:
Are all proposals evaluated on equal footing?
Are risk assessments consistent across companies?
Are governance standards the same for everyone?
Is there pressure — political or financial — influencing decisions?
No one is declaring guilt.
But the increasing disproportionate patterns have created a perception crisis.
And in finance, perception is power.
5. WHY india DEMANDS ANSWERS — NOT ACCUSATIONS
Because transparency isn’t optional for an institution holding ₹45+ lakh crore of public funds.
people aren’t calling lic corrupt.
They’re calling lic too quiet.
A financial body this enormous should not hesitate to openly:
Publish clear evaluation criteria,
explain voting logic for major decisions
Detail risk assessments,
Release the rationale behind approvals or abstentions
ensure absolute transparency in corporate governance matters
The nation doesn’t want drama.
It wants truth and consistency.
If the decisions are sound and justified, explain them.
If the concerns are misunderstandings, address them.
If reforms are needed, implement them.
Silence only fuels suspicion.
6. THE REAL FEAR: ARE PUBLIC INSTITUTIONS DRIFTING AWAY FROM PUBLIC INTEREST?
LIC’s credibility is too precious to gamble with.
indians trust lic like they trust a few institutions.
That trust was built over 65 years of steady stewardship.
But trust is like glass — once cracked, even if repaired, it is never the same.
The public doesn’t want lic to fall.
It wants lic to rise — transparently, independently, and fearlessly.
CONCLUSION: india DESERVES A lic THAT ANSWERS TO people — NOT POWER CENTERS
This isn’t a fight against corporations.
This isn’t a fight against the government.
This is a fight for lic — for its credibility, neutrality, and sacred responsibility to the people.
No country functions without trust in its public institutions.
And trust demands answers, not assumptions.
lic owes India:
clarity
transparency
accountability
and equal treatment for all corporate entities
Because lic doesn’t belong to the rich.
It doesn’t belong to politicians.
It doesn’t belong to industrial empires.
LIC belongs to the people.
And people are watching.
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