Change in credit card rules...!? Be careful..!

State bank of india sbi, hdfc bank, ICICI bank, and Axis bank have recently changed their credit card rules. Almost all banks offer credit cards to customers. Buyers also have a habit of announcing various offers to encourage credit card usage among customers. In this case, the major banks of the country such as state bank of india sbi, hdfc bank, ICICI bank, and Axis bank have recently changed the credit card rules. Changes in these rules will have a direct impact on the users of these banks. In such cases, if you are using credit cards from these banks, you should be aware of these changed rules.

New Rules in sbi Credit Card:

SBI Card has changed the terms of the paytm sbi Credit Card. Cashback will not be available if payment is made through this credit card from january 1. Earlier on november 1, sbi Card reduced the reward points for online shopping from EasyDiner from 10X to 5X.

Axis bank has also made changes in credit card rules:

Axis bank has made some major changes for its credit cardholders. The bank has changed the Axis bank Magnus Credit Card benefits annual fees and joining fees. The bank has revised the terms and conditions of Axis bank Reserve Credit Card.

ICICI bank reduces lounge access benefit:

ICICI bank has changed the rules for the airport Lounge Access offer and reward points on 21 of its major credit cards. Along with this, the reward rules have also been changed. From april 1, 2024, a calendar quarter of Rs. 35000 only, the bank informed us that the lounge access facility will be available.

New Rules in hdfc bank Credit Card:

HDFC bank has made some changes in the terms of Regalia and Millennia credit cards. hdfc bank Regalia Credit Card with a minimum of Rs. airport Lounge Access offer now only after spending 1 Lakh. You will get 2 lounge access per quarter. At the same time, the hdfc bank Millenia Credit Card offers quarterly Rs. The benefit of the credit card facility can be availed only after spending 1 lakh. With this card, you can avail of airport lounge access only once per quarter.
For additional information:

With all the companies now competing to offer credit cards, customers today are spoiled for choice. Whether it's rewards points or special offers, by finding the best credit card, you can earn more perks and reward points every time you use a credit card. Banks and financial institutions that offer credit cards offer a wide variety of offers. So, you should research and choose carefully before opting for credit cards. With certain types of credit cards, a cardholder can earn more cashback, discounts, or offers if they shop according to the offers.

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Sowmiya Sriram

08/01/2024 09:40 PM