Do you need to get a new credit score card but do not intend to pay a excessive annual charge for it? Usually, undeniable vanilla credit score playing cards do no longer rate any annual rate.
Then again, top rate playing cards charge an exorbitant rate. In the meantime, the cards which price a small annual fee fall someplace among those extremes of loose and top class cards.
Here, we deliver a lowdown on a number of these credit playing cards which price a small fee - under ₹1,000 a yr.
6 cards which charge annual fee decrease than ₹1,000
I. flipkart Axis bank credit Card: This card's annual price is ₹500 and annual price is waived off on annual spend more than ₹3.5 lakh.
II. hdfc moneyback+ credit score Card: This card through hdfc financial institution charges ₹500 as annual fee that's waived off whilst you spend more than ₹50,000 in a 12 months earlier than renewal date.
III. sbi simplyclick credit Card: This card via sbi Card charges an annual price of ₹499 consistent with 12 months. When you spend ₹1,00,000, you could get your annual fee reversed.
IV. Kotak indianoil credit Card: This card by way of mahindra BANK' target='_blank' title='kotak mahindra bank-Latest Updates, Photos, Videos are a click away, CLICK NOW'>kotak mahindra bank expenses ₹449 as annual rate that is waived off on spending ₹50,000 inside the previous year, reveals Kota mahindra bank's website.
V. airtel Axis financial institution credit Card: This card by way of Axis bank fees ₹500 as annual rate that's waived off while annual spends are extra than ₹2 lakh.
VI. bpcl sbi credit score card: This card by sbi Card prices ₹499 as annual rate. And it offers 2,000 activation bonus reward points on charge of joining rate.
Drastically, each credit score card has its personal set of functions and gives. The selection to choose one card over the alternative can be decided by way of an interplay of numerous factors and annual charge is one such element. Different important factors encompass banking relationship with the company, evaluations of clients and spending patterns of cardholders.
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