As we approach October 2025, many indian citizens will be surprised to learn that banks will be closed for 21 days across the country. According to the Reserve bank of india (RBI)’s holiday schedule, the month will see a blend of national holidays, regional festivals, and regular weekend offs.
While many public and private sector banks will remain closed on these days, it is important to note that ATMs and digital banking services will continue to function as usual. However, any in-branch services like cash deposits, cheque clearing, and other routine banking activities will be unavailable.
Here is a state-wise breakdown of the bank holidays in October 2025 across India:
1. National Holidays (All States)
· Gandhi Jayanti – October 2, 2025
A national holiday marking the birth anniversary of Mahatma Gandhi.
· Dussehra (Vijayadashami) – October 6, 2025
This national holiday celebrates the victory of good over evil and marks the culmination of Navratri.
· Diwali (Deepavali) – October 23, 2025
A major festival across india celebrating the triumph of light over darkness.
2. Regional Holidays by State
North India
1. Haryana:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
2. Delhi:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
3. Punjab:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
4. Uttar Pradesh:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
5. Rajasthan:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
o Maharishi Valmiki Jayanti – October 22, 2025
West India
1. Maharashtra:
o Gandhi Jayanti – October 2, 2025
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
2. Gujarat:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
3. Goa:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
4. Madhya Pradesh:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
South India
1. Tamil Nadu:
o Gandhi Jayanti – October 2, 2025
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
2. Karnataka:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
3. Andhra Pradesh:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
4. Kerala:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
East India
1. West Bengal:
o Durga Puja (Beginning) – October 5, 2025
o Durga Puja (End) – October 6, 2025
o Diwali – October 23, 2025
2. Odisha:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
3. Bihar:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
Northeast India
1. Assam:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
2. Sikkim:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
3. Arunachal Pradesh:
o Dussehra (Vijayadashami) – October 6, 2025
o Diwali – October 23, 2025
Why Are There So Many bank Holidays in october 2025?
October is one of the most festive months in india, with a number of religious festivals, regional holidays, and national celebrations taking place. The month of Navratri, leading up to Dussehra, is particularly significant in states like Uttar Pradesh, Madhya Pradesh, Gujarat, Maharashtra, and Tamil Nadu. Diwali, the festival of lights, is another major occasion that prompts holidays in most parts of India.
Tips for Managing banking Needs During october Holidays
While 21 days of bank holidays can be a long stretch, it’s important to plan ahead for any banking needs:
1. Plan Ahead for Payments: Ensure that any bill payments, fund transfers, or cheque deposits are made well in advance to avoid delays.
2. Use Online Banking: Take advantage of online banking services for fund transfers, bill payments, and mobile recharges. Most of these services will remain fully operational, even when the physical branches are closed.
3. Check ATM Availability: ATMs will remain open, but some might face cash shortages due to the high demand during festival times. Withdraw cash ahead of time if necessary.
4. Know local Regional Holidays: Since some holidays are region-specific, check the RBI holiday schedule for your state to ensure you’re not caught off guard by a local closure.
Conclusion
With 21 days of bank holidays in october 2025, it’s important for individuals and businesses to plan ahead for any financial or banking tasks. Make use of digital banking to ensure continuity of services and avoid any disruptions. Be mindful of both national and regional holidays in your state, and ensure you have enough cash and access to banking services during this festive season.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
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