As COVID-19 cases begin to upward thrust again in numerous parts of India, human beings are once more turning their attention to healthcare schemes that can ease the financial burden of remedy.
A key query resurfacing is, can the Ayushman Bharat Card cover COVID-19 treatment costs?
The solution is sure—but with specific conditions. In this text, we're going to break down the entirety you want to understand about the Ayushman Bharat Card, along with eligibility, advantages, utility steps, and how it supports COVID-19 hospitalization.
What's the Ayushman Bharat Card?
The Ayushman Bharat Card—additionally called the Ayushman Golden Card—is issued under the Pradhan Mantri Jan Arogya Yojana (PM-JAY). This authority-sponsored scheme offers free clinical treatment worth as much as ₹five lakh consistent with own family in keeping with the year to economically disadvantaged citizens. In some states like Delhi, this limit has even been multiplied to ₹10 lakh.
This initiative ensures that even the most vulnerable sections of society have access to great healthcare services in authorities and empaneled private hospitals.
Does the Ayushman Bharat Card cover COVID-19 remedies?
Sure, but only below specific situations:
COVID-19 hospitalization is included. If an affected person tests positive for the virus and calls for in-affected person care, treatment may be availed beneath the Ayushman scheme.
Outpatient care (OPD) or trendy consultations for COVID-19 signs are not blanketed.
Even people with existing medical insurance or worker kingdom coverage (ESI) are eligible for treatment beneath this scheme.
The sanatorium in which the remedy is being taken has to be empaneled under PM-JAY. Now not all private hospitals are protected, so it is crucial to test ahead.
In essence, the most severe cases that require hospitalization are eligible for Ayushman Bharat aid for COVID-19.
Who's eligible for an Ayushman Bharat card?
The scheme especially targets economically weaker sections of the populace. You will be eligible if you fall into one or more of these classes:
Families with low or no earnings
Belonging to Scheduled Castes (SC) or scheduled tribes (ST)
Day-by-day salary employees
Humans without a permanent deal or belongings
People without the right of entry to any other economic protection or coverage
The aim is to ensure benefits attain folks that need them the most.
How to test in case you're eligible
Checking your eligibility for the Ayushman Bharat Card is simple and may be accomplished online:
Go to the authentic internet site: https://pmjay.gov.in
Click on the 'Am I Eligible' tab.
Enter your cell range and the captcha code shown.
Verify the OTP sent on your smartphone.
Fill out the primary form with your name, nation, age, own family details, and income.
The system will then confirm whether you qualify for the scheme.
How to apply for the Ayushman Bharat Card
If you are eligible, applying is straightforward:
Online through the internet site https://pmjay.gov.in
Through the cell app: Download the official Ayushman Bharat App from the Play Store.
Fill in your information and add the required documents.
Files Required
Make sure to have the following files equipped:
Aadhaar Card
Ration Card
Proof of house
Profits certificate
Mobile range
Passport-size image
✅ conclusion
The Ayushman Bharat Card continues to be a lifesaver for hundreds of thousands of Indians, especially in the wake of every other ability COVID-19 wave. With free treatment coverage of as much as ₹five lakh, this card may want to drastically lessen the load of hospitalization expenses.
If you or someone in your circle of relatives is at risk, do not delay—take a look at your eligibility, sign up nowadays, and live organized..jpg)
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