The Employees’ Provident Fund Organisation (EPFO) is set to roll out EPFO 3.0 in 2025, a major upgrade aimed at making EPF services fast, transparent, and mobile-friendly for over 8 crore members. The new platform promises to transform how employees access and manage their PF accounts.
4 Big Benefits of EPFO 3.0
1. Withdraw Money via ATM & UPI
Members will be able to withdraw PF directly through ATMs or UPI, linking their Aadhaar and bank account with UAN.
Eliminates the long paperwork and office visits previously required.
Immediate relief during emergencies.
2. Simplified Claims
Correction and claim processes will be easier and fully online.
Minor mistakes can be fixed via OTP verification from home.
Faster settlement of claims without visiting EPFO offices.
3. Ease for Nominee Claims
In case of a member’s death, the nominee’s minor guardian will no longer need a guardian certificate.
Reduces delays in death claim settlements, ensuring families receive timely financial support.
4. Mobile-Friendly Access
Complete account management on mobile: check balance, deposits, and claims anytime, anywhere.
Reduces dependency on physical EPFO offices, making the system more user-friendly and efficient.
Bottom Line
EPFO 3.0 is designed to streamline PF management and strengthen the Digital india vision. With UPI withdrawals, ATM access, simplified claims, and mobile-friendly services, it promises to revolutionize the way employees interact with their provident fund accounts.
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