ICICI bank has announced major changes to its credit card charges and benefits, affecting daily spending, online payments, and rewards. These revisions will take effect between January and february 2026. Here’s what cardholders need to know.

1. Gaming Payments – Higher Fees Ahead

· Charges on online gaming transactions may increase.

· Cardholders who frequently pay for mobile or PC games should check new rates to avoid surprises.

2. Wallet Transactions – Changes in Fees

· Transactions through digital wallets linked to ICICI credit cards may see additional charges.

· This impacts frequent online shoppers and app users who rely on wallets for payments.

3. Transport & Mobility Payments

· Credit card charges for transport services like metro, tolls, and ride-hailing apps may be revised.

· Frequent commuters should review their spending patterns and consider alternatives if necessary.

4. Reward Points & Benefits

· Changes may also affect reward point accumulation and redemption.

· Users should check new reward structures to maximize benefits.

5. How to Prepare

· review your credit card statement and usage before the new charges apply.

· Plan high-volume transactions carefully to minimize extra costs.

· Stay updated via the ICICI bank website or mobile app.

Final Takeaway

ICICI Bank’s credit card revisions from 2026 will impact gaming, wallet, and transport payments. Understanding the changes before they take effect will help you manage spending, avoid extra fees, and optimize rewards.

 Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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