Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM‑JAY):
✅ You can use your Ayushman Card multiple times in a year to get free treatment for different illnesses or procedures — there is no fixed cap on the number of visits or admissions. You could be treated 2 times, 4 times, or more in the same year, depending on your needs and eligibility.
👉 The only limit is the total financial coverage per year: ₹5 lakh (five lakh rupees) per family. This annual limit applies collectively to all family members covered under the card — not just one person.
✔ For example, you could get multiple treatments worth ₹1 lakh each — such as different hospitalizations — as long as the sum of all treatments in the year does not exceed ₹5 lakh.
📌 Important Points to Know
🔹 Family Limit, Not Individual: The ₹5 lakh cover per year applies to the entire family, not per individual.
🔹 Multiple Visits Allowed: You can receive treatment as often as needed during the year — no restriction on number of hospital visits — until the ₹5 lakh limit is used up.
🔹 Reset Every Year: Once the ₹5 lakh annual limit is exhausted, free treatment benefits stop for that year. The limit is then renewed the next year.
🔹 Registered Hospitals Only: Free treatment is available only at hospitals that are empanelled under the Ayushman Bharat scheme.
📊 In Simple Terms
Feature
Rule
Number of Treatments per Year
Unlimited (no set limit)
Annual Cashless Cover
₹5 lakh per family
Coverage Renewal
Each financial year
Hospitals Covered
Only empanelled public & private hospitals
📌 Summary
You can get free treatment under the Ayushman Card as many times as needed in a year, provided the total cost of all treatments combined does not exceed the ₹5 lakh annual limit per family.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
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