The travel credit card market in india is booming in 2025. From frequent flyers to train commuters, banks are offering cards with lounge access, reward points, air miles, discounts, and low forex charges. Choosing the right card can enhance your travel experience and save money. Here’s a detailed look at the 12 best travel credit cards in India.
1. Axis Magnus for Burgundy Credit Card
Lounge Access: Unlimited domestic & international
Rewards: Up to 24% value-back on travel spends
Perks: Premium milestone rewards, attractive point transfer ratios
Annual Fee: Rs 30,000 (waived on spends above Rs 30 lakh)
2. Axis Atlas Credit Card
Rewards: Earn 2.5X EDGE Miles on travel spends
Lounge Access: 30 free visits/year (12 international, 18 domestic)
Perks: Tier-based rewards unlock higher benefits
Annual Fee: Rs 5,000
3. Axis bank Horizon Credit Card
Lounge Access: 32 domestic + 8 international visits annually
Rewards: 5 EDGE Miles per Rs 100 spent, transferable 1:1 to partners
Annual Fee: Rs 3,000
4. sbi Card MILES
Ideal For: Frequent flyers
Rewards: Rs 200 spent = 6 travel credits
Perks: Complimentary Priority Pass, low 1.99% forex markup
Annual Fee: Rs 1,499–Rs 4,999 (varies by variant)
5. irctc sbi Platinum Card
Ideal For: train travelers
Rewards: 10% value-back on irctc bookings
Lounge Access: 4 complimentary railway lounges yearly
Annual Fee: Rs 500 (Premier Rs 1,499)
6. KrisFlyer sbi Card
Co-branded: singapore Airlines
Welcome Bonus: 3,000 KrisFlyer miles
Rewards: Up to 5 miles per Rs 200 spent
Perks: Complimentary lounge access + Elite silver membership
Annual Fee: Rs 2,999–Rs 9,999
7. yatra sbi Card
Affordable: Annual fee Rs 499
Joining Benefit: Rs 8,250 in vouchers
Perks: Discounts on yatra flights & hotels
8. hdfc Diners Club Black Metal Edition Credit Card
Lounge Access: Unlimited global access
Rewards: 5 points per Rs 150 spent
Perks: lifestyle memberships, low forex markup 2%
Annual Fee: Rs 10,000
9. Marriott Bonvoy hdfc Credit Card
Ideal For: Hotel stays at Marriott properties
Rewards: 4X points on hotel spends
Perks: Complimentary silver Elite status, 24 lounge visits annually
Annual Fee: Rs 3,000
10. Kotak indigo 6E Rewards XL Credit Card
Ideal For: indigo flyers
Rewards: 6% on airline spends
Lounge Access: 8 domestic lounges yearly
Annual Fee: Rs 1,500
11. MakeMyTrip icici bank Credit Card
Rewards: Up to 6% on MakeMyTrip bookings
Lounge Access: 8 domestic + 1 international
Perks: Low forex markup 0.99%
Annual Fee: Rs 999
12. Ixigo AU Credit Card
Lifetime-Free Card
Lounge Access: 16 complimentary railway lounges yearly
Perks: Discounts on Ixigo bookings, zero forex markup
Ideal For: train and bus travelers
Final Takeaway
Whether you’re a frequent flyer, luxury traveler, or budget commuter, there’s a card tailored for your travel style:
Premium cards: Axis Magnus, hdfc Diners Club Black for high-end rewards
Affordable options: yatra sbi Card, Ixigo AU for occasional travelers
✅ Tip: Consider your travel habits, annual spends, and preference for air, rail, or hotel benefits before applying. With the right card, your 2025 travel can be smoother, more rewarding, and cost-efficient..jpg)
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