In contrast, a house cleaner in the united states earning around $33,000 per year (approximately ₹2.7 lakh per month) can feasibly own a $40,000 car, like a Jeep, by leveraging financing options and favorable interest rates. With credit systems designed to accommodate such purchases and a relatively low cost of borrowing, it is not unusual for even blue-collar workers in the US to own what are considered luxury vehicles in India. car ownership, including SUVs and sedans, is normalized through structured EMIs and multi-year loans, which are made accessible to nearly all working-class Americans with stable incomes and decent credit scores.
This disparity highlights a stark socioeconomic gap: in India, luxury is often reserved for the upper class, while in the US, it is integrated into the fabric of daily life, even for those in modest professions. The economic ecosystem, access to credit, purchasing power parity, and basic wages paint two entirely different pictures of comfort and aspiration. In India, the dream of owning a high-end vehicle remains out of reach for many, while in America, it's simply a part of working-class normalcy—a powerful reminder of the deep global inequality in standards of living.
click and follow Indiaherald WhatsApp channel