New Delhi – India’s digital payment ecosystem continues to scale new heights. The Unified Payments Interface (UPI) recorded over 20 billion transactions in august 2025, marking a remarkable milestone in both volume and value.


1. Record-Breaking UPI Numbers

  • Volume: 20.01 billion transactions (34% growth YoY; 14.9 billion in august 2024)
  • Value: Rs 24.85 lakh crore (21% growth YoY; Rs 20.60 lakh crore in august 2024)
  • Average daily transaction amount: Rs 80,177 crore
  • Average daily transaction count: 645 million


2. Comparing with Past Peaks

  • Highest value recorded: Rs 25.14 lakh crore in May 2025
  • Highest transaction volume: 19.47 billion in July 2025

This shows consistent month-on-month growth and the resilience of India’s wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital economy.


3. UPI’s Expanding Reach

  • UPI now accounts for 85% of all digital payments in India
  • Rapid adoption in rural areas, not just urban centres
  • Reflects the integration of digital payments into daily life


4. UPI Goes Global

  • Live in 7 countries: UAE, Singapore, Bhutan, Nepal, Sri Lanka, France, Mauritius
  • France marks UPI’s first european footprint, enabling seamless payments for indians abroad
  • Powers nearly 50% of global real-time wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital transactions


5. industry Reaction

Spice Money CEO Dilip Modi said:

“Crossing 20.01 billion UPI transactions in august 2025 is a remarkable milestone that reflects the depth and resilience of India’s wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital economy.”


6. About NPCI

  • UPI is operated by the National Payments Corporation of india (NPCI)
  • NPCI is a joint initiative of RBI and the indian Banks’ Association (IBA)
  • Umbrella organisation for retail payments and settlement systems in India


7. Takeaway

India’s digital payments ecosystem is thriving, with UPI leading the way. From urban centres to rural Bharat and now globally, UPI is fast becoming the backbone of cashless transactions, driving convenience, speed, and financial inclusion.

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Kokila Chokkanathan

02/09/2025 08:09 AM