The National Payments Corporation of india (NPCI) has introduced a game-changing feature on BHIM UPI. Called “UPI Circle Full Delegation”, this feature allows trusted family members or friends to make payments on your behalf, making wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital transactions safer, easier, and more convenient.
📌 What is UPI Circle Full Delegation?
A new UPI feature that enables someone you trust to use your UPI account for payments.
Ideal for:
Parents managing digital payments for elderly family members
Siblings or relatives assisting with bill payments
Friends helping in emergencies
Offers controlled delegation while keeping security and authorization intact.
💡 Key Benefits
Convenience
You no longer need to make every payment yourself; your trusted circle can help manage transactions.
Secure Transactions
Payments are executed within the delegated authority, and no one can misuse the account beyond limits.
Time-Saving
Reduces the hassle of reminders and repeated transactions for shared bills or family expenses.
Supports Financial Inclusion
Helps elderly or digitally less-savvy individuals participate in the UPI ecosystem safely.
📝 How to Enable UPI Circle Full Delegation
Open BHIM UPI App
Ensure your UPI app is updated to the latest version.
Go to Delegation Settings
Look for “UPI Circle Full Delegation” under security or payment settings.
Add Trusted Members
Enter details of parents, siblings, or friends whom you want to delegate authority to.
Set Limits
Define maximum transaction limits and specific permissions for safety.
Confirm & Activate
Authorize using UPI PIN or biometric verification. The delegated member can now make payments on your behalf.
✅ Key Takeaways
UPI Circle Full Delegation empowers your trusted circle to handle digital payments safely.
Reduces the burden of repetitive transactions and increases convenience for family and friends.
Maintains strict security controls with transaction limits and authorization requirements.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk..jpg)
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