If you're planning to open a fixed deposit (FD) in 2025, it's a smart idea to check which banks are offering the most pleasant interest rates earlier than locking in your money.


After the bank OF INDIA' target='_blank' title='reserve bank of india-Latest Updates, Photos, Videos are a click away, CLICK NOW'>reserve bank of india (RBI) decreased the repo charge by 25 foundation points at some point in its latest coverage meeting in April, many banks reduced their FD fees. However, even after the reduction, a few banks are nevertheless offering attractive returns on term deposits.


Here is an observation of six banks that might be giving the best FD hobby charges in 2025.


HDFC Bank


The financial institution is offering 6.6% on one-year deposits for regular customers and 7.1% for senior citizens. For FDs among 15 and 21 months, the hobby price for well-known citizens is 7.05%, even as for senior citizens, the hobby charge is 7.55%.


PUNJAB National Financial Institution (PNB)


PNB gives 6.7% on one-year FDs for standard depositors and 7.2% for senior citizens. On 390-day deposits, quotes climb to 7.1% and 7.6% for well-known and senior citizens, respectively.


ICICI financial institution


Here, a one-year FD gives you 6.7% in case you are a widespread citizen and 7.2% if you are a senior citizen. If you select a time period between 18 months and a couple of years, you could earn as much as 7.05% (general) and 7.55% (senior).


FEDERAL financial institution


The bank is supplying 7.15% for normal clients and 7.65% for seniors on its 444-day deposit scheme. For one-year FDs, the prices are 6.75% and 7.25% for popular and senior residents, respectively.


KOTAK mahindra bank


For one-12-month FDs, the financial institution is supplying 6.8% to widespread residents and 7.3% to senior citizens. Its highest quotes practice to deposits between 391 days and 23 months, with 7.15% and 7.65% for ordinary and senior citizens, respectively.


State bank of india (SBI)


India's largest bank, SBI, offers 6.75% to normal clients for ae-to-five-to-twelve-month tenure and 7.25% for seniors.

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Balasahana Suresh

10/05/2025 10:22 AM