Punjab National bank (PNB) has issued an urgent advisory: all customers must complete their e-KYC by november 30, 2025, or their savings accounts risk being rendered inoperative. Here’s what you need to know.

1. What is e-KYC?

· e-KYC (Electronic Know Your Customer) is the wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital verification of your identity

· Required by banks under RBI guidelines to comply with financial regulations and anti-money laundering laws

· Ensures your account remains active and fully functional

2. Why PNB Is Urging Customers

· To update KYC records for all savings accounts

· Prevents account freezing or restrictions

· Helps the bank maintain secure and compliant banking services

Non-compliance could restrict transactions, deposits, and withdrawals.

3. Who Needs to Complete e-KYC

· All savings account holders, including minor and senior citizen accounts

· customers with existing KYC outdated or incomplete

· Individuals yet to link Aadhaar or PAN for verification

4. How to Complete PNB e-KYC

1. Online Method:

o Visit PNB net banking or mobile app

o Follow instructions to verify Aadhaar or PAN digitally

2. Offline Method:

o Visit the nearest PNB branch

o Carry original Aadhaar, PAN, and ID proofs for verification

Online e-KYC is quick, contactless, and takes a few minutes.

5. Consequences of Missing the Deadline

· Savings account may become inactive/frozen

· Limited access to ATM withdrawals, online banking, and deposits

· Reactivating a frozen account may require branch visit and extra documentation

6. Final Takeaway

PNB customers must complete e-KYC by november 30, 2025, to avoid account freezing and transaction hassles. Using online or offline methods ensures compliance and uninterrupted banking services.

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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G GOWTHAM

29/11/2025 06:13 AM