With the Income Tax Return (ITR) filing deadline for 2025 having passed on 16 September, many taxpayers are eagerly waiting for their refunds. However, delays are common. Here’s a guide to understand the key reasons, processing time, and how to track your refund.
🕒 1. Why Refunds Get Delayed
There are several reasons why your Income Tax refund may be delayed:
- Incorrect or incomplete ITR submission
- Mismatch in Form 26AS with declared income or TDS
- Errors in bank account details or PAN
- High volume of returns during peak filing season
- Manual processing required for certain cases
🏦 2. Typical Processing Time
Normally, the Income Tax Department processes refunds within 20–30 days for simple cases. For:
- Revised or corrected returns: It may take 45–60 days
- Refunds requiring verification: Could take longer, sometimes 2–3 months
Patience is key, as the department ensures accuracy before crediting refunds.
🔍 3. How to Track Your Refund Status
You can check your refund status online through multiple methods:
- Income Tax e-Filing Portal: Login → My Account → Refund/Demand Status
- NSDL TIN Website: Track refund using PAN and assessment year
- Mobile App: Some banks provide integrated refund tracking
Keeping a close watch helps you identify issues early.
📝 4. Common Errors Causing Refund Delays
- Mismatch in TDS details (Form 16/Form 26AS)
- Incorrect bank account number or IFSC
- Multiple ITR filings for the same year
- Claims for deductions not properly supported
Correcting these errors promptly can speed up processing.
⚡ 5. Tips to Expedite Refunds
- Ensure accurate details in ITR before filing
- Link your bank account correctly with PAN
- Opt for direct credit of refunds to your bank account
- Avoid multiple submissions unless required
💡 6. When to Contact the IT Department
If your refund is pending beyond 3 months:
- Raise a grievance via the e-Filing portal
- Call the Centralized Processing Centre (CPC) helpline
- Submit Rectification requests if needed
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
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