Scammers are getting creative. A new whatsapp scam claims that just receiving or clicking on a photo can compromise your bank account. Here’s the full breakdown and how to protect yourself.
📸 1. The Scam in a Nutshell
Users receive a photo or image via WhatsApp from unknown contacts.
The photo may contain hidden malware or malicious links.
If you download or click on it, attackers may:
Access your UPI or banking apps
Steal OTP codes or personal data
Potentially drain your bank account
🔍 2. How the Scam Works
Cybercriminals use steganography (hiding malware inside images) or phishing links disguised as images.
Once opened, the malware may:
Request unnecessary permissions on your phone
Capture screen activity
Redirect you to fake banking login pages
🛡️ 3. How to Protect Yourself
Do not open photos from unknown contacts
Do not click on suspicious links even if sent by friends (their account might be hacked)
Keep apps and OS updated to patch vulnerabilities
Use strong app lock & 2FA on whatsapp and banking apps
💡 4. Verify Before Trusting
If a friend sends an unusual image, confirm with them via call or another platform before opening.
Avoid forwarding such photos to others — you could unintentionally spread malware.
🔐 5. Extra Security Measures
Enable Google Play Protect (Android) or App Store security checks (iOS)
Regularly scan your phone for malware
Limit permissions for apps like whatsapp to only what’s necessary
🧠 Bottom Line
While whatsapp itself doesn’t allow images to directly drain your bank account, malware and phishing attacks via images are very real. Stay cautious, verify sources, and protect your banking apps with strong authentication.
Disclaimer:
The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
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