UPI (Unified Payments Interface) has revolutionized digital payments in India. Now, even users with an international mobile number can make UPI payments seamlessly. Here’s how.

📌 1. Who Can Use UPI with an international Number?

· NRIs (Non-Resident Indians) with an active indian bank account.

· Users with foreign mobile numbers linked to indian bank accounts.

· Banks that support international mobile numbers for UPI registration (check your bank’s app or website).

💡 Note: Not all banks currently allow UPI registration with foreign numbers. Confirm with your bank first.

💼 2. Step-by-Step Process to Make UPI Payments

Step 1: Install a UPI-enabled App

· Download apps like Google Pay, PhonePe, BHIM, or Paytm.

· Open the app and select “Sign Up” or “Register”.

Step 2: Enter Your international mobile Number

· Input your foreign mobile number.

· You may receive an OTP on your international number, so ensure your SIM supports international SMS.

Step 3: Link Your indian bank Account

· Select your indian bank from the list.

· The app will fetch your account details automatically using the linked mobile number.

Step 4: Set Your UPI PIN

· If you don’t already have one, create a new UPI PIN for your account.

· This PIN will be used for authorizing all UPI transactions.

Step 5: Make Payments

· You can now send money, pay bills, or receive funds using your UPI ID or QR code.

· Enter the amount and UPI PIN to complete the transaction.

🏆 3. Benefits of Using UPI with an international Number

· Convenience: Send or receive money anytime from abroad.

· No extra charges: Most UPI apps offer free transactions.

· Real-time payments: Money is transferred instantly.

· Integration: Pay for bills, e-commerce, or even government services in India.

⚖️ 4. Important Tips

· Ensure your foreign SIM can receive international OTPs.

· Keep your bank details and UPI PIN secure to avoid fraud.

· Regularly update your app to access the latest features and security updates.

✅ 5. Key Takeaways

· NRIs and international users can now easily make UPI payments in India.

· The process involves installing an app, linking an account, and setting a UPI PIN.

· Always check bank compatibility and keep your security in mind.

💡 Life Hack: Use the same UPI ID across multiple apps to simplify payments and tracking.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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Balasahana Suresh

04/11/2025 10:37 AM