The Government of India has issued an urgent warning for mobile users about a new eSIM-related cyber fraud that allows scammers to steal money from bank accounts without OTPs or ATM details. This scam has already caused victims to lose lakhs of rupees, and authorities urge citizens to stay alert.
1. How the eSIM Scam Works
The Indian Cyber Crime Coordination Centre (I4C) has revealed the step-by-step modus operandi of these cybercriminals:
Step 1: The Bait
Scammers contact the victim via call or SMS and send a malicious eSIM activation link.
Step 2: SIM Swap Trick
When the victim clicks the link, their physical SIM converts into an eSIM without authorization. This deactivates the original SIM, cutting off network signals, calls, and messages.
Step 3: Total Control
With the victim’s number now under the control of the fraudsters, all communications, including bank OTPs, are redirected to the attacker’s eSIM.
Step 4: Fraudulent Transactions
Using the redirected OTPs, scammers initiate bank transfers and drain funds within minutes.
In a recent case, a victim unknowingly clicked such a link and lost Rs 4 lakh within moments.
2. Who Is at Risk?
Mobile users with eSIM capability
Individuals using digital banking and mobile authentication
Anyone who clicks on unknown links from calls or messages
Cyber experts warn that eSIM scams are more sophisticated than traditional phishing attacks, as they bypass OTP verification and leave victims vulnerable.
3. How to Protect Yourself
The government has outlined three essential safety measures:
1. Stay Alert
Avoid answering calls from unknown numbers.
Never click on suspicious links without verification.
Always confirm the authenticity of activation links with official sources.
2. Take Control
Do not rely on third parties for SIM-to-eSIM conversion.
Only initiate eSIM requests through trusted service providers.
3. Act Quickly
If your phone loses network connection suddenly, contact your bank and mobile service provider immediately.
Quick action can prevent further financial loss.
4. What to Do If You Fall Victim
If you become a victim of eSIM fraud, you can take action through:
Helpline 1930: Call the national cyber fraud helpline to report the incident.
Cybercrime Portal: File an official complaint at cybercrime.gov.in.
Authorities emphasize that prompt reporting can help minimize losses and improve chances of tracing the scammers.
5. Why This Scam Is Particularly Dangerous
Bypasses OTP verification, unlike traditional phishing or SMS scams.
Exploits eSIM technology and mobile banking systems.
Can result in large financial losses in minutes.
As wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital banking and mobile authentication become the norm, such scams underscore the importance of cyber hygiene and vigilance.
6. Final Advice
The government urges citizens to:
Be cautious of suspicious calls and links
Regularly monitor their bank accounts and mobile connectivity
Report any unusual activity immediately
By staying alert and following these guidelines, users can protect themselves from emerging wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital threats and reduce the risk of financial loss..jpg)
click and follow Indiaherald WhatsApp channel